Find here everything you need to know to buy in Colombia or from another country
• Tour the model house
Visit our houses with the advice of our staff.
1
• Choice of house
The provisional separation receipt is signed. (here we establish a commitment to the client).
2
• Letter of approval
Then we have the letter of approval from the bank, with the amount to be financed, we proceed to sign the promise of sale.
3
• Pay the Initial Fee
Immediately afterwards we proceed to personalize your house choosing all the finishes.
4
• Deed process
Your bank will previously carry out the commercial appraisal of the property, the study of titles by the bank's lawyer, thus you will know that your investment is totally safe and backed by a serious firm, and now we proceed to sign the deed.
5
• Delivery of your House
The bank disbursed the loan and we delivered your new house to you.
6
• KNOW
• CHOOSE
• CONFIRM WITH YOUR BANK
• PERSONALIZE
• BECOME OWNER
• RECEIVE YOUR HOME
Step by step of the purchase in Colombia
Buy from another country, Colombians abroad:
Financing for Colombians residing in Spain, the United States, England, Canada, Australia, France, Italy, Mexico, Chile, Ecuador, Germany, Argentina, Brazil, the United Arab Emirates, the Netherlands, and Belgium who wish to buy a home in Colombia to be inhabited by their Family nucleus. The Request is through the authorized brokers in these countries.
You can buy new home
If you have relatives in Colombia, you can delegate the functions of carrying out all the extra bank procedures through a proxy, and generate the purchase as if you were in this country, they choose the finishes for you and can do all the procedures within the national territory with the bank of your choice.
Terms
Documents
Empowered
USA - Employees
USA - Independent
Conditions to access the product
- The conditions vary according to the bank to which it belongs, they are generally very similar. You must be a legal resident in these countries. United States, Spain, England, Canada, Australia, France, Italy, Chile, Ecuador and Mexico; You must submit an application through an authorized broker.
- The broker and the attorney will accompany you in the process of completing the credit approval and perfection procedures.
- Financing can be with Housing Leasing or Mortgage Credit applying the same benefits and policies of each product.
Basic documents
Taking into account that they vary depending on the bank, this will generally ask you:
- A signed and completed Colombian Resident Abroad Credit Request form.
- A form with your basic data.
- Photocopies of your ID enlarged to 150% authenticated at the consulate.
- If you send money to Colombia they will ask you for the supports of the last 3 months.
- With all this information, the bank will pay you a visit and will qualify you as a customer, sending this support to Colombia.
Proxy Documents
They must also attach a photocopy of the ID expanded to 150%, remember that if your power of attorney is sent from abroad it must be apostilled and authenticated by the authorized entities in each country or signed by the Colombian Consul in the client's country of residence, If you do it in the Colombian territory, you must only be authenticated by a notary.
If you are based in the United States, you will like to know that depending on whether you are an employee or an independent, you will be asked for some documents, such as those presented here, remember that they vary depending on your bank.
United States - Employees
- A photocopy of the identification document of the country of residence (social security).
- Labor Letter valid for not more than sixty (60) days.
- Payroll removals from the last three months.
- Latest receipts for money transfers (if you do).
- Bank statements of the last three months (of all accounts).
- Income Tax of the last year.
- Credit Bureau report.
Independent
- Photocopy of complete tax declaration, as a natural person and of the company if applicable for this purpose.
- Photocopy of account statements, last three (3) months (personal and company, if applicable).
- Letter of detail of economic activity that is carried out, as well as the income obtained in the month.
- Certification by the competent authority on the constitution of the company (equivalent to a certificate from the Chamber of Commerce - Colombia).
Request
Financing
Countries
Brokers
To make a credit request while in another country, with the security that your investment is safe, you must make it before a broker, authorized almost all national banks have this service, the most common are:
You can finance up to seventy (70%) through Mortgage Credit or up to eighty (80%) through Leasing - Housing, applying the same benefits and policies of each product.
The Mortgage Credit or Housing Leasing originates in Colombia, so the same policies, conditions and benefits established for the products apply.
Banks generally work with these countries Argentina, Brazil, Germany, United Arab Emirates, Netherlands, Belgium, United States, England, Spain, Canada, Australia, France, Italy, Mexico, Chile, Ecuador, Peru, Switzerland, Costa Rica, New Zealand and Panama.
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